435-673-9599

Fee-based financial and retirement planning
for affluent retirees in St. George, Utah

WHY A FLAT FEE?

Observations From Years of Experience

Fee-based financial and retirement income planning for people in the St. George, Utah area.

“A flat-fee arrangement also encourages clients to call us or schedule appointments at our St. George office without worrying about being ‘on the clock,’ as they might with an attorney.”

Eliminating Surprises

We believe that a flat fee for the services provided puts the risk on us, rather than on our clients. It prevents invoice surprises when the amount of work exceeds the estimates that occur with an hourly fee. With our arrangement, we absorb the cost of surprises.

A flat-fee arrangement also encourages clients to call us or schedule appointments at our St. George office without worrying about being "on the clock," as they might with an attorney.

A popular arrangement offered by advisors and planners is taking a percentage of the assets under management. It is our opinion that this is not always an equitable arrangement. At times, a client with more assets may pay substantially more than one with lesser assets, yet the services provided are not commensurate with the amount of the additional fee.

The fee we quote is not based on your net worth. Rather, it is based on the amount of work that we believe is required by our St. George staff to complete your planning process. There might be more work involved with a more substantial estate, but that is not always the case. There are instances where a client with a net worth of $2 million requires more work than another client with a net worth of $3 million.

No Busy Work

At anytime during the Initial Meeting or Data Gathering Interview, if we determine that we are not going to be able to provide you with a substantial improvement in your financial situation, we will bow out of the process and decline to offer a fee quote. We want to enter into engagements only when we can add value for both Utah clients and those located in other states (we are experienced in working with out-of-area clients).

[The 5-Step Planning Process]